The government’s budget deadline has passed, the Senate and the House were not able to agree on a spending bill because of last-ditch attempts by critics of the Affordable Care Act in the House who voted to defund the program, and the United States is going into federal government shutdown starting this morning. Here are some of the ways this will be affecting us in Bushwick:

According to the United States Office of Personnel Management’s report (cited by Mike Riggs in a story on the Atlantic) there were more than 50,000 federal workers in the Tri-state area in the 2012 fiscal year–that’s equivalent to approximately a third of the population of Bushwick, and twice as many people as are employed by J.P. Morgan Chase, which is the largest non-government employer in New York City. In anticipation of a possible shutdown, federal agencies have identified which workers can be considered nonessential–more than 800,000 people in total, across the country–and those workers will be furloughed until the government can figure its stuff out. We’re guessing you might have a neighbor or two who will be home on unpaid leave starting today.

The United States Department of Housing and Urban Development, which oversees affordable mortgages nationwide, has a contingency plan because it’s trying to ensure the stability of the housing market–but it’s limited. This is not a great time to be in the middle of the application process for an underwritten mortgage. You’re not likely to make much headway on a small business loan, either.